Murphy USA vs Walmart Fuel & Convenience: Who Actually Runs the Pumps at Walmart?
Pull into a Walmart parking lot and the gas station out front is run by one of two very different companies. One is Walmart itself. The other is an independent, publicly traded fuel retailer that Walmart has never owned. Which one you are standing at decides how the Walmart+ discount works, which cards earn rewards, and, more often than not, what you pay per gallon.
Walmart Sites With Fuel
1,545
Priced daily on martgasprice.com
Run by Murphy USA
1,093
71% of sites · 22 states
Run by Walmart
452
29% of sites · 34 states
Walmart+ Fuel Discount
10¢/gal
At both operators (5¢ in Alabama)
The short answer: Walmart does not own Murphy USA, and Murphy USA does not run Walmart's own gas stations. They are two separate companies that happen to share a lot of asphalt. Murphy USA, Inc. is an independent convenience retailer headquartered in El Dorado, Arkansas, listed on the New York Stock Exchange under the ticker MUSA. Walmart Fuel & Convenience is a division of Walmart U.S. that builds and operates its own forecourts and small stores, mostly in the parking lots of Supercenters and Neighborhood Markets.
The confusion is understandable. For twenty years Murphy was the only gas station you would find at a Walmart, and most of the roughly 1,100 Murphy stations that sit on Walmart property were built while Murphy was still part of Murphy Oil Corporation, the exploration company that started the whole arrangement in 1996. Walmart only began building its own pumps in earnest after the two companies parted ways on new construction in January 2016. Today the two networks coexist, and in the 1,545 Walmart sites we track, Murphy still runs 71% of the pumps.
1. Does Walmart own Murphy? The thirty-year timeline
Murphy USA has passed through three ownership eras, and Walmart was never one of them. The relationship has always been a landlord-and-tenant arrangement layered with fuel-discount marketing, not a corporate parent and subsidiary.
1996
Murphy Oil Corporation, then an oil and gas producer, opens its first fuel kiosks in Walmart Supercenter parking lots. The model is deliberately spartan: a tiny kiosk, high gallon volume, and Walmart traffic that Murphy never has to pay to attract.
Mid-to-late 2000s
The network passes 1,000 stores. Murphy adds a second banner, Murphy Express, for larger stand-alone stores built away from Walmart property where no lot pad is available.
2012
Walmart and Murphy sign what turns out to be the final build-out agreement, authorizing roughly 200 more Walmart-adjacent stations. The last of those opened in 2017.
August 30, 2013
Murphy Oil spins off its retail arm as Murphy USA, Inc. Murphy Oil shareholders receive one MUSA share for every two Murphy Oil shares. The Walmart site agreements transfer to the new company. Walmart owns no stake before or after the spin.
January 25, 2016
Walmart declines Murphy's offer to build fuel at its remaining Supercenters and announces it will construct and operate future stations itself. Murphy responds with a $500 million “Plan B” growth budget aimed at stand-alone sites near, but not on, Walmart lots. Existing Murphy stations at Walmart stay put.
2020
Walmart+ launches. Murphy USA signs on as a participating fuel partner, so the membership discount works at Murphy pumps even though Murphy is not a Walmart business.
January 29, 2021
Murphy USA closes its $645 million all-cash purchase of QuickChek, adding 157 Northeast stores and its first serious food-service format.
April 2022
Walmart raises the Walmart+ fuel discount to up to 10 cents per gallon and extends it to about 12,000 Exxon and Mobil stations, taking the eligible network past 14,000 sites.
December 2024
Walmart opens its 400th company-run fuel station, in Palm Springs, California. In March 2025 it announces 45 openings or remodels for the year, pushing past 450 stations in 34 states.
January 1, 2026
Mindy West becomes Murphy USA's CEO, succeeding Andrew Clyde, who had led the company since the spin-off. Murphy ends 2025 with 1,800 stores in 27 states and roughly 16,900 employees.
Murphy's own annual report spells out how the two companies are linked today. Walmart keeps contractual rights over many Murphy sites, including easements that restrict how the property can be used or transferred, and Murphy lists “our ability to maintain a good business relationship with Walmart” among its risk factors. Murphy also describes ongoing collaboration “with Walmart on fuel discount programs, mainly Walmart+.” That is the whole relationship: shared land, shared promotions, separate balance sheets.
2. Who runs the pumps at your Walmart
Because Murphy stopped building on Walmart lots after 2017 and Walmart only started in earnest afterward, the two operators have a strikingly different geography. Murphy's Walmart stations are concentrated in the South and lower Midwest, the markets Murphy Oil chose in the late 1990s and 2000s. Walmart's own stations fill in the states Murphy never entered: Utah, Idaho, Arizona, California, New Mexico, West Virginia, Pennsylvania, Washington, New York, and a scattering of single sites from Maine to Nevada.
Murphy USA at Walmart
1,093 stations in 22 states. Top states in our database:
Texas is the only state where both operators are present in force, with more than a hundred Walmart-run forecourts and roughly 250 Murphy stations. Ohio, Iowa, and Michigan are almost entirely Murphy territory at Walmart. Every station page on this site labels which company runs the pumps, so if you want a definitive answer for a specific store, search for it and look for the “Fuel by Murphy USA” or “Walmart-operated pumps” line under the station name.
3. How to tell them apart in the parking lot
The two formats look nothing alike once you know what to look for. The fastest tell is the name on the canopy, but the building, the pump screen, and the receipt all give it away.
| What to check | Murphy USA | Walmart Fuel & Convenience |
|---|---|---|
| Canopy and signage | Red, white, and blue “Murphy USA” branding. Older sites still say “Murphy USA” on a price sign that lists Walmart nowhere. | Walmart blue with the yellow spark and the words “Walmart Fuel & Convenience” (older sites: “Walmart Fuel Station”). |
| The building | Historically a 208 sq ft kiosk with outdoor coolers; later 1,200 to 1,400 sq ft small stores. New builds are 2,800 sq ft. | A proper small convenience store attached to the forecourt, stocked as a miniature Walmart. |
| In-store pricing | Standard convenience-store pricing on tobacco, drinks, and snacks, with Murphy Drive Rewards promotions. | Every item is priced the same as inside the adjacent Supercenter, by policy. |
| Pump screen for Walmart+ | Asks for a 6-digit Walmart+ discount ID that you read from the Walmart app. | Shows a QR code you scan with the Walmart app, then pay through Walmart Pay. |
| Loyalty app | Murphy Drive Rewards: 1 point per gallon, redeemable for cents-off up to $1 per gallon on a 20-gallon fill. | Walmart app only. No separate fuel loyalty program. |
| Who you call with a problem | Murphy USA National Contact Center in El Dorado, Arkansas. | Walmart store management or Walmart customer care. |
| Who sets the price | Murphy USA, sourcing fuel from nearly every major refiner and resetting wholesale costs daily. | Walmart, which says it prices to sit at “the low end of the market” and does not disclose its suppliers. |
One wrinkle to know: Murphy USA has told investors it plans to move all Murphy Express stores under the Murphy USA name. Murphy Express was the banner for stand-alone stores built off Walmart property, so as that rebrand rolls out, the name on the sign will no longer tell you whether a Murphy station is at a Walmart. Murphy Express stations were never Walmart gas stations, and nothing about their ownership changes with the new signage.
4. Which discounts, cards, and apps work at each
This is where the two operators diverge most in day-to-day use. Walmart's stations plug straight into the Walmart app and Walmart Pay. Murphy accepts the Walmart+ discount but runs its own loyalty and payment systems for everything else.
| Program | At Murphy USA | At Walmart Fuel & Convenience |
|---|---|---|
| Walmart+ fuel discount | Yes. Up to 10¢ per gallon (5¢ in Alabama). Tap “Walmart+” on the pump, key in the 6-digit ID from the app, pay with any card. Paying inside, read the code to the cashier. | Yes. Up to 10¢ per gallon (5¢ in Alabama). Scan the pump QR code from the app and pay through Walmart Pay, or pay inside with cash or card. |
| Walmart Pay | No. Murphy pumps cannot scan Walmart Pay QR codes. The discount ID is the only Walmart-app feature that works here. | Yes. Walmart Pay is the standard way to pay at the pump and is required for the pay-at-pump Walmart+ discount. |
| Murphy Drive Rewards | Yes. 1 point per gallon, 2 points per merchandise dollar. Fuel redemptions cannot be combined with the Walmart+ discount on the same fill, so take whichever is larger that day. Redemptions cap at 20 gallons. | No. It is a Murphy-only program. |
| OnePay CashRewards Mastercard | Works as a Mastercard. Earns the everywhere-else rate of 1.5%. | Works as a Mastercard. OnePay describes its 5% and 3% Walmart tiers as in-store and online; fuel is not named, and Walmart pumps typically code as gas stations, so expect the 1.5% base rate unless your statement shows otherwise. |
| OnePay Spend store card | Accepted. The store-only card lists Walmart and Murphy USA fuel stations among the places it works. | Accepted. |
| Walmart gift cards | Mostly no. Many Murphy stations posted notices ending Walmart gift card acceptance at the close of 2022; treat it as unavailable unless the pump says otherwise. | Yes, with a PIN set on the card. Several states bar gift cards at the pump, so pay inside where required. |
| Sam's Club membership | No fuel benefit at Murphy. | No fuel benefit at Walmart stations. The overlap runs the other way: Walmart+ members get Sam's Club member pricing on fuel without a Sam's membership. |
| Apple Pay, Google Pay, Samsung Pay | Yes at most pumps; Murphy has retrofitted NFC readers across the bulk of its network. | Yes, at the pump and in the store. |
| Cash and debit | Yes. | Yes. |
The best stack at Murphy
Use the Walmart+ discount ID on ordinary fills and save Murphy Drive Rewards points for one large redemption on a near-empty tank. Murphy does not let the two combine, so on a 20-gallon fill you take either the 10¢ Walmart+ discount ($2.00) or the Drive Rewards redemption, whichever is bigger, before the card you pay with earns anything.
The best stack at Walmart
Scan the pump QR code in the Walmart app and pay through Walmart Pay with whichever card in your wallet earns the most on gas; a 3% to 5% gas card beats the OnePay card's 1.5% base rate. You get the 10¢ per gallon Walmart+ discount plus the card's rewards on the fuel itself, which at 5% on a $60 fill is another $3.00.
A note on the credit card churn: the Capital One Walmart Rewards Mastercard, which earned 2% at Walmart and Murphy fuel stations, was discontinued in 2025 when Walmart and Capital One ended their partnership. The replacement OnePay CashRewards card is issued by Synchrony Bank inside the OnePay app and drops the dedicated fuel category. Fuel at either operator now earns the flat 1.5%, which is why the Walmart+ per-gallon discount has become the main lever for fuel savings at both. Walmart+ costs $98 a year or $12.95 a month, so a driver buying the U.S. average of roughly 490 gallons a year recovers about half the annual fee from the fuel discount alone.
5. Who is cheaper? Walmart-run vs Murphy-run pumps, state by state
Comparing the two operators nationally is misleading because they serve different states. On September 5, 2026, the average regular price across all 1,093 Murphy stations at Walmart was $3.664, while the 452 Walmart-run stations averaged $3.766. That 10-cent gap is almost entirely geography: Walmart runs the pumps in California, Utah, Idaho, and Arizona, high-tax and high-cost markets where Murphy has no Walmart presence at all.
Put the two side by side inside the same state and the picture flips. In 18 of the 18 states where both operators have at least three stations, the Walmart-run average is lower. The gaps are modest in the big Southern markets, a few cents in Texas, Florida, and Georgia, and widest in Tennessee and Oklahoma, where Walmart's stations undercut the Murphy stations across the same parking lots by 9 to 14 cents on the day we sampled. Arkansas, Murphy's home state, is one of the few places where Murphy comes in cheaper.
The grade ladder is different too. Walmart prices its midgrade and premium closer to regular: on our snapshot the regular-to-premium spread was about 64 cents at Walmart-run stations against 85 cents at Murphy. If you drive a car that requires premium, that spread matters more than the headline regular price. Diesel was effectively a tie, $5.505 at Walmart versus $5.514 at Murphy.
| State | Walmart-run avg | Murphy-run avg | Walmart vs Murphy |
|---|---|---|---|
| Texas | $3.742(101) | $3.815(249) | −7.3¢ |
| Florida | $4.100(32) | $4.149(92) | −4.9¢ |
| Georgia | $3.761(25) | $3.870(72) | −10.9¢ |
| Tennessee | $3.530(15) | $3.740(74) | −21.1¢ |
| Louisiana | $3.721(23) | $3.804(61) | −8.3¢ |
| Arkansas | $3.826(23) | $3.870(57) | −4.4¢ |
| Alabama | $3.767(18) | $3.869(60) | −10.1¢ |
| Oklahoma | $3.716(17) | $3.786(50) | −7.0¢ |
| North Carolina | $3.830(17) | $3.935(49) | −10.4¢ |
| South Carolina | $3.767(22) | $3.884(31) | −11.7¢ |
| Missouri | $3.809(6) | $3.821(43) | −1.2¢ |
| Mississippi | $3.700(11) | $3.750(38) | −5.0¢ |
| Illinois | $4.215(8) | $4.445(37) | −23.0¢ |
| Kentucky | $3.706(4) | $3.734(39) | −2.8¢ |
| Indiana | $3.374(4) | $3.512(35) | −13.8¢ |
| Virginia | $3.913(16) | $4.103(14) | −19.0¢ |
| Colorado | $4.151(6) | $4.399(3) | −24.8¢ |
| Kansas | $3.661(6) | $3.766(3) | −10.5¢ |
Live averages from our station database as of 2026-09-10; station counts in parentheses. Only states with at least three stations of each operator are shown. Green means Walmart-run pumps are cheaper. The table refreshes with every site build, so it may differ from the September 5 figures in the text.
6. Murphy USA stations at Walmart: the cheapest in each state today
A sample of Murphy-run Walmart stations, one per state, ranked by today's regular price. Every one of these sits in a Walmart parking lot, takes the Walmart+ discount by 6-digit code, and is priced by Murphy USA, not Walmart. Click through for hours, all four grades, and the 30-day price history.
| # | Station | Regular | Premium |
|---|---|---|---|
| 1 | Evansville S Red Bank Rd Evansville, IN | $3.099 | $3.799 |
| 2 | Clarksville Fort Campbell Blvd Clarksville, TN | $3.269 | $4.069 |
| 3 | Baytown Garth Rd Baytown, TX | $3.339 | $4.449 |
| 4 | Henderson Henderson, KY | $3.399 | $3.829 |
| 5 | Philadelphia Philadelphia, MS | $3.399 | $4.299 |
| 6 | Lake Charles Hwy 14 Lake Charles, LA | $3.489 | $4.229 |
| 7 | Liberty Kansas City, MO | $3.539 | $4.239 |
| 8 | Irmo Irmo, SC | $3.539 | $4.559 |
| 9 | Greenwood Greenwood, AR | $3.549 | — |
| 10 | Knoxville Knoxville, IA | $3.549 | $4.399 |
| 11 | Pauls Valley Pauls Valley, OK | $3.549 | — |
| 12 | Fremont Fremont, NE | $3.599 | $4.399 |
And the cheapest Walmart-run stations
The same cut for Walmart Fuel & Convenience stations, where the Walmart app and Walmart Pay apply.
| # | Station | Regular | Premium |
|---|---|---|---|
| 1 | Evansville N First Ave Neighborhood Market Evansville, IN | $3.099 | $4.049 |
| 2 | Clarksville Dover Rd Neighborhood Market Clarksville, TN | $3.269 | $4.019 |
| 3 | Oklahoma City Sw 134th St Neighborhood Market Oklahoma City, OK | $3.339 | — |
| 4 | Cypress Fry Rd Cypress, TX | $3.399 | $3.899 |
| 5 | Emporia Emporia, KS | $3.499 | $4.199 |
| 6 | Lake Charles Ryan St Neighborhood Market Lake Charles, LA | $3.499 | $4.249 |
| 7 | Greenbrier Neighborhood Market Greenbrier, AR | $3.529 | $4.229 |
| 8 | Waycross Plant Ave Neighborhood Market Waycross, GA | $3.529 | $4.319 |
7. Is the gas any different?
Neither operator sells branded fuel, and neither appears on the TOP TIER detergent gasoline licensee list that Exxon, Mobil, Shell, Chevron, Costco, and others belong to. Both sell gasoline that meets the EPA's minimum detergent standard, which is a legal floor, not the higher additive treat rate TOP TIER requires. Murphy USA buys from nearly every major refiner operating in the United States, ships product on pipelines as a registered shipper, and blends at its own and third-party terminals, which is how it keeps wholesale costs low. Walmart does not disclose its suppliers and, since the 2016 split, is free to buy from whoever is cheapest at each terminal.
If TOP TIER matters to you, the Walmart+ discount still helps: the same 10¢ per gallon applies at roughly 12,000 Exxon and Mobil stations, both of which are TOP TIER licensees. That is the one scenario where a Walmart membership is worth more away from the Walmart parking lot than in it.
8. Where the two networks are headed
Both companies are building, but in opposite directions. Walmart's fuel chief Dave DeSerio, a veteran of Wawa and MAPCO, has said the retailer plans to “stair-step” openings over the next five years rather than sprint, after doubling its pace from about 20 new stations in 2024 to 40 to 45 in 2025. Walmart's own description of the strategy is telling: the stations exist to extend the Supercenter's everyday-low-price promise into the parking lot and to give Walmart+ members one more reason to renew. All but one of its stations sit on Walmart property.
Murphy USA, meanwhile, is growing away from Walmart. Its 2026 guidance calls for 45 to 55 new-to-industry stores and up to 30 raze-and-rebuilds, with a long-term target of 50-plus new stores a year. New builds are 2,800-square-foot stores in high-traffic corridors or as infill in existing markets, a long way from the 208-square-foot kiosks that defined the Walmart era. Murphy still lists proximity to Walmart Supercenters as one site-selection criterion, but as a complement to existing stores in smaller markets, not as the core of the plan.
For drivers, the practical upshot is that the Walmart-lot gas station is slowly becoming a Walmart-run gas station in more of the country, while the Murphy stations already there are not going anywhere. Walmart's easements and site agreements keep Murphy locked into the lots it has, and Murphy's Walmart+ participation keeps the discount consistent across both. Which company runs the pumps at any given Walmart will remain a question you have to answer store by store, which is exactly what our station pages are for.
Find out who runs the pumps at your Walmart
Every station page shows the operator, today's prices for all grades, and hours. Learn which payment options work at each forecourt in our Walmart gas payment methods guide.
